If you enjoy the buzz of buying a new car, take a look at our Personal Contract Purchase as an alternative to a conditional sale agreement. They can give shorter term finance agreements meaning you get to change your car more frequently. They offer flexibility to Retain, Renew or Return your car when the agreement ends. The optional Final Payment (OFP) protects you against any potential falls in used car prices.
It’s up to you what happens when your contract ends. If you would like to keep the car, you just pay the OFP- something we may be able to help you finance. To return the car, that’s fine too, as long as it is in good condition and within the agreed mileage there will be nothing more to pay. Or if you would like to choose another new KIA you can use the excess value above the OFP towards the deposit. But you are never tied down, you can trade in your car or sell it privately provided you have settled your account- ie paid the OFP