Kia Personal Finance At Premier Kia

The easy way to buy a new Kia car the way you want to buy


If you enjoy the buzz of buying a new car, take a look at our Personal Contract Purchase Plan. Put simply, it’s a short-term finance agreement that’ll help you change your Kia more regularly.

The benefits

  • Shorter term finance agreement means you get to change your car more regularly
  • Flexibility to keep, return or exchange your Kia when the agreement ends
  • Guaranteed Future Value (GFV) protects you against any potential falls in used car prices

How it works

  1. Pick your dream Kia – used or new. Then roughly estimate what your annual mileage will be.
  2. Based on what you’ve told us, we’ll work out the anticipated market value for your car once your contract finishes – i.e. the GFV.
  3. Then we’ll add any interest charges and take off your deposit, plus the GFV, from the price of your new Kia – to work out what regular payments you’ll need to make
  4. You’re free to drive away in your brand new Kia once your agreement becomes official.

Keep, swap or return

It’s up to you what happens once your contract ends. If you’d like to keep your Kia, you just pay off the GFV – something we may even be able to help you finance. To return the car, that’s fine too. As long as it’s in good condition and within the agreed mileage, there’ll be nothing more to pay.

Or if you’d like to choose another Kia, you can use excess value above the GFV towards a deposit. But you’re never tied down – you can trade in your car or sell it privately provided you’ve settled your account i.e. paid the GFV.

If you’d like to find out more simply contact us for a written quote

Kia Conditional Sale

If you like to keep life simple, read on. Our Conditional Sale Plan offers a range of flexible options to suit everyone.

The benefits

  • Regular fixed, equal instalments help keep things easy and hassle-free
  • Once you’ve paid all your instalments, you own the car – it’s that simple
  • You decide what your repayment period will be when the contract starts, giving you total financial control

How it works

  1. Pick out your ideal Kia, and let your dealer know what deposit and repayment period you’d like – from a choice of 12-60 months
  2. We then calculate your repayments, based on how much you have left to pay, plus any interest (if it applies)
  3. That’s it! You’re free to drive away in your Kia the once your agreement is made official

To find out more or get a quote, why not get in touch with us. Or you can take a look at our offers and finance examples here.

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